This is a common question for new businessowners.  "What will it cost me?"  The answer, unfortunately, is somewhere between $1 and $1,000,000.  Business Insurance is entirely dependent on your specific business.  Even those in the same industry will often find significant variation in premium.  But, why?

Business/Commercial Insurance can include one or one-hundred lines of coverage.  It's up to the business owner to determine how much risk he is comfortable retaining.  There are thousands of variables in the pricing of an insurance policy, and each one is specific to the risk.

It is important to work with an agent/broker who understands how to help you understand how each coverage applies and how you can, ultimately, control the pricing.  Make sure you understand what risks you face before determining how you plan on dealing with them.